INM / Products / Gateway / USSDGateway

USSD Gateway

Banking without
a smartphone.

Banking over USSD, available on basic phones.

WHY IT MATTERS

Full banking
on a basic phone.

Banking on basic handsets - balances, transfers and payments over USSD - to serve customers with no smartphone and no data. A financial-inclusion channel that takes the bank's existing core and the market's existing network exactly as it finds them.

Configurable USSD menus Integration with FlowCore and WalletCore Built for high session volumes

Frequently asked questions

Does it work with any core banking system?

Yes. The core connection is adapter-based - Banka, Finastra Essence, an in-house legacy system, whatever is already there - over API/ISO, with no change to the central system. The domestic side works the same way: each market's clearing house, EMIS in Angola included, plugs in through an adapter.

Is it available as SaaS or on-premise?

Both. Banks in markets with data-residency requirements usually choose on-premise; SaaS where regulation allows it.

Who implements it, and who stays after go-live?

INM's own teams - we don't subcontract implementation. The same team runs, evolves and supports the product 24/7 after go-live.

See USSDGateway on a basic phone.

Talk to our team to see how this product fits your ecosystem.